Debt-Free Future with CreditUp
Expert Debt Solutions, Legal Support & Custom Financial Strategies – Helping Individuals & Businesses Regain Control.
CreditUp: Your Debt-Free Partner
From counselling to settlements, we guide you step by step to achieve financial stability and lasting peace of mind.
How CreditUp Restores Your Financial Freedom
Led by Experts. Backed by Results.
At CreditUp, our team of banking veterans, legal professionals, and insolvency experts bring over 100 years of combined experience in resolving complex debt cases.
From helping clients settle ₹20,000+ Crore worth of accounts to pioneering India’s Debt Hospital and Mediation Channel solutions – we’re changing how debt resolution is done in India..
Our Latest Services
Debt Counselling & Management
Get expert debt counselling to manage, restructure, and reduce your financial burden with strategies that secure stability and long-term freedom.
- Personalized debt management plans
- Reduce interest and repayment stress
- Guidance from banking & legal experts
- Support at every financial stage
Legal Support
Protect yourself from unfair recovery actions. Our legal team defends your rights, reviews loan agreements, and ensures fair debt settlements.
- Strong legal representation
- Protect from harassment & unfair practices
- Review & negotiation of loan documents
- Complete litigation & mediation support
Settlement Funding
Struggling to pay your OTS? We fund up to 80% of the amount so you can settle debts smoothly while protecting your credit and future.
- Flexible funding options
- Cover 20–80% of OTS balance
- Faster debt resolution process
- Improve financial standing quickly
OTS (One Time Settlement)
Settle your debt with banks at huge discounts of up to 70–80%. Our experts negotiate terms that favor you and secure a stress-free closure.
- Discounts up to 60% on loans
- Skilled OTS negotiation experts
- Easy repayment structures
- Legal & financial protection
Our Proven 6-Step Process
to Settle Your Debt
Free Debt Consultation
Share your financial challenges with our experts in a confidential, no-obligation session.
Detailed Case Analysis
Our specialists review your loans, EMIs, and pending accounts to build a clear debt profile.
Tailored Debt Strategy
We create a personalized repayment, restructuring, or settlement plan designed around your needs.
Negotiation & Mediation
Our legal and financial team negotiates with banks, NBFCs, and lenders to secure maximum relief.
Funding & Settlement Support
From EMI funding to settlement loans, we ensure you have financial backing when needed.
Recovery & Credit Rebuild
We help you restore your credit health and guide you towards long-term financial stability.
Reasons to Trust CreditUp for Debt Relief
Proven Success Rate
Proven 91%+ success rate with debt settlements and financial restructuring solutions.
Trust & Transparency
Trusted by 2000+ clients, ensuring transparency, ethical advice, and lasting solutions.
Tailored Financial Solutions
Tailored financial strategies designed to resolve unique debt challenges effectively.
Struggling with Debt?
Let’s Solve It Together
Asked Any Questions
Free Consultation
Our Client Reviews
They gave me hope when I had none.
I was drowning in credit card debt and couldn’t see a way out. Their counselling team patiently guided me, explained every option, and gave me a clear plan. Today, I feel lighter and more confident about my finances.
Best decision I ever made for my finances.
I approached them for EMI funding when I was struggling to pay multiple loans. The process was transparent, smooth, and stress-free. They didn’t judge me, only supported me. Now I can manage my EMIs without sleepless nights.
They made a fresh start possible for me.
After losing my job, I had no idea how to handle my debts. Their Fresh Beginning Loan gave me a chance to stand up again. I’m so thankful for their help and kindness during my toughest time.
Truly professional and trustworthy.
I was afraid of legal issues with my bank, but their legal support team took care of everything. They explained my rights clearly and handled the situation with confidence. I felt safe and protected throughout the process.
They treat you like family, not just clients.
From day one, I felt heard and respected. They customized solutions for me, guided me through debt consolidation, and never pushed me into anything. I’m finally on a stable path, and I owe it to them.